Let's cut to the chase: if you're a business owner in Australia, you're navigating a tricky environment. The latest data from Xero Business Insights confirms what you're probably already feeling: things are uncertain, but there are still opportunities if you know where to look.

The ATO has made it clear they're tightening up on compliance. If you're an employer in Australia, you're already familiar with Single Touch Payroll (STP). It's how you report your payroll information to the ATO each time you pay your team. Simple enough, right?

Financial expert Bruce Williams from our strategic partner Elston discusses the major forces shaping global and Australian markets. The conversation is structured around three interconnected themes.